Terms of Service

1. Pawn Loan Terms

All pawn loans are secured by collateral. Loan amounts are based on appraised value (typically 40-70% of fair market value). Interest rates range from 2-5% per month depending on loan amount and term. Standard loan terms are 30-90 days with extension options available.

2. Auction Rules

All bids are binding. Auctions may include a reserve price. Auto-extend applies when bids are placed in the final 5 minutes. Winning bidders must complete payment within 48 hours.

3. Buy Now Items

All Buy Now items are sold as-described. Condition reports are provided for all items. 7-day return policy for Buy Now purchases (not applicable to auction wins).

4. Authentication Guarantee

All luxury items are authenticated by certified experts. Full refund guaranteed if any item is found to be inauthentic.

5. Payments

We accept all major credit cards, bank transfers, and cash (in-store only). All online payments are processed securely through Stripe.