How Pawn Loans Work
A step-by-step guide to getting a pawn loan at Golden Pawn
1
Bring Your Item
Visit our shop with any valuable item. No appointment needed for walk-ins.
2
Free Appraisal
Our certified experts evaluate your item using current market data and condition assessment.
3
Get Cash
Accept our offer and receive cash immediately. Typical loans are 40-60% of appraised value.
4
Repay & Reclaim
Pay back your loan plus interest within 90 days. Your item is safely stored and insured.
What You Need to Know
- No credit check required — your item is the only collateral
- Interest rates: 2-5% per month depending on item value
- Standard loan term: 90 days with option to extend
- Your item is stored securely and fully insured
- If you cannot repay, the item is forfeit — no further obligation